Resources

There are two types of insurance fraud, premeditated and opportunistic. Understanding what those are and the different methods criminals use to attempt to defraud the insurance industry is key to mitigating the fraud.

A ghost vehicle is a vehicle that only exist on paper; no physical vehicle actually exists. Équité Association continues to work in close collaboration with our member companies to combat this type of insurance fraud.

Education plays a key role in protecting yourself from insurance fraud. By recognizing a few of the common scams, you may be able to avoid becoming a victim. You can also help others if you know what to look for by sharing a tip with law enforcement if you see something wrong. Here are a few types to keep an eye out for.

The first half of 2023 follows the historically high 2022 auto theft trends, with Ontario is seeing the greatest number of thefts (+31% YoY), followed by Quebec (+17% YoY), as reported in Équité Association’s First Half of 2023: Auto Theft Trend Report.

Once you can identify the types of fraud, and how to recognize it, reporting fraud is the next step in helping to eradicate these crimes. Fighting fraud takes a community and you can make a difference. Your information about suspicious activity can help law enforcement bring criminals to justice and help keep everyone safe.

An auto collision, even a minor one, can become a significant issue when organized auto repair fraud is involved. Auto repair fraud is the opportunistic and unethical action of exaggerating or falsifying vehicle damages with the goal of receiving payment for unnecessary services. Typically, these actions arise from organized fraud networks, with funds received from claims going to organized crime and other illegal activities.

Be cautious when purchasing a vehicle online or from an unlicensed used vehicle dealer.

Keeping your vehicle safe from thieves can be challenging. Here are some tips to help you safeguard yours.